Buying a home is often the single largest investment a person will make in their lifetime. Therefore it is essential to be financially prepared. The Greater Newark Housing Partnership partners with HUD Approved Counseling Agencies to give you the information and tools necessary to make a sound decision. Our partners offer a HUD-certified comprehensive homeownership counseling and education course designed to inform prospective homebuyers of the necessary steps to take before purchasing a home. Topics covered include the merits of homeownership, financial planning and money management, understanding credit, obtaining the right mortgage, and how to shop for a home. One-on-one counseling will help participants in analyzing their personal credit and financial situations, as well as determine whether they are eligible for grants or savings programs. The course is taught by a HUD-certified homeownership counselor.